Mr. Hafiz Waqas Kamran holds an MPhil, majoring
in Finance, and was working as Head of Finance and
lecturer at the University of Central Punjab UCP Faisalabad, Pakistan. He has a teaching experience of
6.½ years. Kamran is currently pursuing his PhD specializing in Finance (Risk Management) at the School of
Economics, Finance and Banking, Universiti Utara
Malaysia. He has 20 research publications and good
command in STATA-14, SPSS AMOS Graphics
21, R-Studio, and Eviews.
Assoc. Prof. Dr. Magdalena Rădulescu is Associate
Professor of Banking at the University of Pitesti,
Department of Finance and Accounting, Romania. She
holds a PhD, a postdoctoral degree, and a habilitation
degree in Economics. Her research interests cover financial and banking management, financial macroeconomics, risk management, and foreign investments. Her
academic records include journal and conference
papers, book chapters, and project reports.
Assoc. Prof. Dr. Norlida Abdul Manab is currently
Associate Professor in the field of risk management at
the Department of Banking and Risk Management,
School of Economics, Finance and Banking, College
of Business, Universiti Utara Malaysia. Her main
research interests include enterprise risk management,
financial risk management, corporate governance, and
other issues related to risk management. She is actively
involved in teaching and supervising PhD students in
the area of risk management and insurance.
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