4.6 Agricultural Credit Cooperative Societies
The role of institutions providing financial support to farmers is extremely important for
sustainable agricultural production, as it ensures supply of agricultural credit and funds
during the different stages of crop production and has the potential to deliver goods and
services. Agricultural finance is a critical factor that impacts the development of
agricultural activities in the state. The agricultural cooperative societies are considered,
as the grass root financial institutions for the farming communities and provide credit to
cultivars in time. At the state level, Belgaum district has the highest number of agricultural cooperative societies/lakh population, where it has 16 cooperatives. Likewise
in southern Karnataka, Mandya district also has many cooperative societies per lakh
population—about 13 agricultural cooperatives. The districts of Udupi and Dakshin
Kannada have only 4 and 5 cooperatives per lakh population, respectively, which is the
least in the state. Figure 6 represents the number of agricultural credit cooperative
societies per lakh population across the districts of Karnataka.
Percentage of Fallow to TGA (3 years Avg.)
0
5
10
15
20
25
30
R a ic
h u r
Y a d g ir
B id
a r
K o p p a l
K o la
r
B e ll a r y
B ij a p u r
B e lg
a u m
M
a n d y a
T u m
k u r
M
y s o r e
D h a r w
a d
H a s s a n
R a m
a n a g a r a
B a n g a lo
r e ( R )
C h it r a d u r g a
G
u lb
a r g a
C h ik
k b a ll p u r
B a g a lk
o t
S h im
o g a
C h a m
a r a ja
n a g a r G
a d a g H a v e r i
D a v a n a g e r e
C h ik
a m
a g a lu
r U d u p i
D a k s h in
a
k a n n a d a
K o d a g u
U t t a r a
k a n n a d a
in %
High Fallow Districts
Low Fallow Districts
Fig. 5 Average percentage of fallow land to total geographical area (3 years average) across
districts of Karnataka (based on Directorate of Economics and Statistics, Ministry of Agriculture,
2008–09, 2009–10)
Agri Cop societies/lakh ppl
0.00
2.00
4.00
6.00
8.00
10.00
12.00
14.00
16.00
18.00
B
e lg
a u m
G
a d a g
H
a v e r i
M
a n d y a
K
o d a g u
H
a s s a n
B
ij a p u r
U
t t a r a
k a n n a d a
B
a g a lk
o t
B
id
a r
C
h ik
a m
a g a lu
r
D
a v a n a g e r e
S h im
o g a
T u m
k u r
C
h it r a d u r g a
D
h a r w
a d
C
h ik
k b a ll p u r
R
a m
a n a g a r a
C
h a m
a r a ja
n a g a r
B
a n g a lo
r e ( R
)
Y a d g ir
K
o la
r
K
o p p a l
M
y s o r e
R
a ic
h u r
G
u lb
a r g a
B
e ll a r y
D
a k s h in
a
k a n n a d a
U
d u p i
in %
High no. of ACS
Less no. of ACS
Fig. 6 Agricultural cooperative societies (ACS) (no. lakh population) in various districts of
Karnataka (based on the Department of Co-operation cited in DES, 2010–11)
Socio-economic and Agricultural Vulnerability Across Districts …
169
The role of institutions providing financial support to farmers is extremely important for
sustainable agricultural production, as it ensures supply of agricultural credit and funds
during the different stages of crop production and has the potential to deliver goods and
services. Agricultural finance is a critical factor that impacts the development of
agricultural activities in the state. The agricultural cooperative societies are considered,
as the grass root financial institutions for the farming communities and provide credit to
cultivars in time. At the state level, Belgaum district has the highest number of agricultural cooperative societies/lakh population, where it has 16 cooperatives. Likewise
in southern Karnataka, Mandya district also has many cooperative societies per lakh
population—about 13 agricultural cooperatives. The districts of Udupi and Dakshin
Kannada have only 4 and 5 cooperatives per lakh population, respectively, which is the
least in the state. Figure 6 represents the number of agricultural credit cooperative
societies per lakh population across the districts of Karnataka.
Percentage of Fallow to TGA (3 years Avg.)
0
5
10
15
20
25
30
R a ic
h u r
Y a d g ir
B id
a r
K o p p a l
K o la
r
B e ll a r y
B ij a p u r
B e lg
a u m
M
a n d y a
T u m
k u r
M
y s o r e
D h a r w
a d
H a s s a n
R a m
a n a g a r a
B a n g a lo
r e ( R )
C h it r a d u r g a
G
u lb
a r g a
C h ik
k b a ll p u r
B a g a lk
o t
S h im
o g a
C h a m
a r a ja
n a g a r G
a d a g H a v e r i
D a v a n a g e r e
C h ik
a m
a g a lu
r U d u p i
D a k s h in
a
k a n n a d a
K o d a g u
U t t a r a
k a n n a d a
in %
High Fallow Districts
Low Fallow Districts
Fig. 5 Average percentage of fallow land to total geographical area (3 years average) across
districts of Karnataka (based on Directorate of Economics and Statistics, Ministry of Agriculture,
2008–09, 2009–10)
Agri Cop societies/lakh ppl
0.00
2.00
4.00
6.00
8.00
10.00
12.00
14.00
16.00
18.00
B
e lg
a u m
G
a d a g
H
a v e r i
M
a n d y a
K
o d a g u
H
a s s a n
B
ij a p u r
U
t t a r a
k a n n a d a
B
a g a lk
o t
B
id
a r
C
h ik
a m
a g a lu
r
D
a v a n a g e r e
S h im
o g a
T u m
k u r
C
h it r a d u r g a
D
h a r w
a d
C
h ik
k b a ll p u r
R
a m
a n a g a r a
C
h a m
a r a ja
n a g a r
B
a n g a lo
r e ( R
)
Y a d g ir
K
o la
r
K
o p p a l
M
y s o r e
R
a ic
h u r
G
u lb
a r g a
B
e ll a r y
D
a k s h in
a
k a n n a d a
U
d u p i
in %
High no. of ACS
Less no. of ACS
Fig. 6 Agricultural cooperative societies (ACS) (no. lakh population) in various districts of
Karnataka (based on the Department of Co-operation cited in DES, 2010–11)
Socio-economic and Agricultural Vulnerability Across Districts …
169