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on health services utilization in New Zealand. The Ian Axford (New
Zealand) Fellowships in Public Policy program.
Council of Cooperative Health Insurance Annual Report. (2015).
Retrieved April 24, 2018, from http://www.cchi.gov.sa/English.
Country cooperation strategy for WHO and Saudi Arabia 2006–2011,
Cairo, World Health Organization Regional Office for the Eastern
Mediterranean, 2007 (EM/ARD/014/E/R).
Deborah, P., & Helen, B. (2005). Self-report was a viable method for
obtaining health care utilization data in community-dwelling
seniors. Journal of Clinical Epidemiology, 58(2), 286–290.
Douglass, F., & Trenam, K. (2006). Moral Hazard in health insurance:
Are consumer-directed plans the answer? Annals of Health Law, 15
(2), 254–256.
General Authority of Statistics (GAS), Kingdom of Saudi Arabia
(2008). Retrieved Sept 30, 2018 from https://www.stats.gov.sa/en/
43.
Jeon, B., & Kwon, S. (2013). Effect of private health insurance on
health care utilization in a universal public insurance system: A case
of South Korea. Journal of Health Policy, 113, 69–76.
Manning, W. G., Newhouse, J. P., Duan, N., Keeler, E. B., &
Leibowitz, Arleen. (1987). Health insurance and the demand for
medical care: Evidence from a randomized experiment. American
Economic Review, 77(3), 251–277.
Patrick, H., &Tobias, J. (2010). The Effect of private health insurance
on medical care utilization and self-assessed health in Germany.
Institute for the Study of Labor, IZA Discussion Paper No. 5004.
Middle East Insurance Review. Saudi Arabia: Health insurance claims
exceed US$4 bln in 2017. Retrieved April 24, 2018, from http://
www.meinsurancereview.com/News/View-NewsLetter-Article.
Shigeoka, Hitoshi. (2014). The effect of patient cost-sharing on
utilization, health and risk protection. American Economic Review,
104(7), 2152–2184.
Vision and tasks of the Council of Health Services in Saudi Arabia.
Council of Health Services. Retrieved April 26, 2018, from http://
www.chs.gov.sa/COHS/default.aspx.
Walston, S., Al-Harbi, Y., & Al-Omar, B. (2008). The changing face of
healthcare in Saudi Arabia. Annals of Saudi Medicine, 28(2), 43–
250.
The Impact of Privatizing Health Insurance …
267