232 Index
sovereignty: and EARM 46–47, 50;
political 47; renaturalising, in
Anthropocene 47–50; volumetric 6,
167, 170–171, 173, 176–177, 178
space 170–171, 178; fluid 2; forgotten 2;
Kantian 2, 10; volumetric 171
Stanford Research Institute in Menlo
Park, California 212
Steinberg, P 171, 178
The Street 201
Structural Adjustment Programme
(SAP) 47
sustainability: calculating 132–133;
defining 128; discourse of 128, 134–
136; economisation of 128–131; and
fire insurance 126–128; fire insurers
and economisation of 130–131; and
fire politics 126–128; tools of 133–135
sustainable buildings 125–136
Takaful Islamic insurance 223
technical 221–222; achievement of
‘equity’ 61–64; definition of risks 35;
methodology for perceiving risks 25
Terrestrial Carbon Management 15
terrestrial carbon sequestration 19–21
Thales 55
time: and bushfire survivors 101;
insuring 99–101; as intangible object
105–107; spatialising 32
trust: in buildings 202–207; in insurers
160–163; in print 202–207; underinsurance 157–159
uncertainty: climate 5; and digital data
197, 198; and insurance experience
71; and insurance policies 196; insurantial 72–75; and opaque insurance
policies 108; and weather conditions
32; and wildfires 174, 175, 177
under-insurance: discussion 160–164;
emotions and 156–165; emotions
and risk-taking in non-insurance
163–164; emotions and trust in insurers 160–163; methodology 159–160;
risk, reflexivity, trust, and emotions
157–159
underinsured 99, 104, 111, 159, 221;
homeowners 114, 116–117
uninsurable: currencies 99; event 6;
objects 101, 107; risks 19
uninsured 85, 89–91, 104, 184, 221
United Kingdom 207, 209, 211, 223;
cross-subsidisation 60; Flood Re
64–66; flood risk pricing 59
United Policyholders 115
United States 223; affordability of fire
insurance of dwellings in 119–121;
availability of fire insurance of dwellings in 119–121; Community Rating
System (CRS) 64; cross-subsidisation
60; and flood resilience 78–79; flood
risk pricing 59; ‘Full Replacement
Coverage’ (FRC) 114; ‘Guaranteed
Replacement Coverage’ (GRC) 114;
inadequate insurance for fire in
114–119; National Flood Insurance
Program (NFIP) 4, 61–64, 112; Risk
Rating 2.0 61–64; wildfires in 115,
120–121
urban fire governance 125–136
urban fortunes, underwriting 145–148
Victorian Cladding Task Force Interim
Report 125
Vienna Convention on Civil Liability
for Nuclear Damage of 1963 169
volumetric sovereignty 6, 167, 170–171,
173, 176–177, 178
vulnerability 41, 84, 90–91; economic
189; and insurance-driven recovery
process 71; insurance-related 56
Vulnerability, Risk and Resilience
Fund (VRRF) 48, 50
water 2, 55–57, 183; as basic element on
earth 55; cycling of 55; forms of 55;
grey 135; regulations of EU 91
Waterhouse, Sir Alfred 209
wellbeing: emotional 100; and insurance
101–103; and value of insurance 106
wildfires 6; California 115, 120–121;
in the CEZ 171–173; in Chornobyl
Exclusion Zone (CEZ) 167–178; prediction 96; see also bushfires
wind 2; risk 143–145, 148, 151; and wildfires 172, 175
World Bank 25–28, 37, 46, 143
World Bank Global Index Insurance
Facility (GIIF) 26
Yasi (cyclone) 161
sovereignty: and EARM 46–47, 50;
political 47; renaturalising, in
Anthropocene 47–50; volumetric 6,
167, 170–171, 173, 176–177, 178
space 170–171, 178; fluid 2; forgotten 2;
Kantian 2, 10; volumetric 171
Stanford Research Institute in Menlo
Park, California 212
Steinberg, P 171, 178
The Street 201
Structural Adjustment Programme
(SAP) 47
sustainability: calculating 132–133;
defining 128; discourse of 128, 134–
136; economisation of 128–131; and
fire insurance 126–128; fire insurers
and economisation of 130–131; and
fire politics 126–128; tools of 133–135
sustainable buildings 125–136
Takaful Islamic insurance 223
technical 221–222; achievement of
‘equity’ 61–64; definition of risks 35;
methodology for perceiving risks 25
Terrestrial Carbon Management 15
terrestrial carbon sequestration 19–21
Thales 55
time: and bushfire survivors 101;
insuring 99–101; as intangible object
105–107; spatialising 32
trust: in buildings 202–207; in insurers
160–163; in print 202–207; underinsurance 157–159
uncertainty: climate 5; and digital data
197, 198; and insurance experience
71; and insurance policies 196; insurantial 72–75; and opaque insurance
policies 108; and weather conditions
32; and wildfires 174, 175, 177
under-insurance: discussion 160–164;
emotions and 156–165; emotions
and risk-taking in non-insurance
163–164; emotions and trust in insurers 160–163; methodology 159–160;
risk, reflexivity, trust, and emotions
157–159
underinsured 99, 104, 111, 159, 221;
homeowners 114, 116–117
uninsurable: currencies 99; event 6;
objects 101, 107; risks 19
uninsured 85, 89–91, 104, 184, 221
United Kingdom 207, 209, 211, 223;
cross-subsidisation 60; Flood Re
64–66; flood risk pricing 59
United Policyholders 115
United States 223; affordability of fire
insurance of dwellings in 119–121;
availability of fire insurance of dwellings in 119–121; Community Rating
System (CRS) 64; cross-subsidisation
60; and flood resilience 78–79; flood
risk pricing 59; ‘Full Replacement
Coverage’ (FRC) 114; ‘Guaranteed
Replacement Coverage’ (GRC) 114;
inadequate insurance for fire in
114–119; National Flood Insurance
Program (NFIP) 4, 61–64, 112; Risk
Rating 2.0 61–64; wildfires in 115,
120–121
urban fire governance 125–136
urban fortunes, underwriting 145–148
Victorian Cladding Task Force Interim
Report 125
Vienna Convention on Civil Liability
for Nuclear Damage of 1963 169
volumetric sovereignty 6, 167, 170–171,
173, 176–177, 178
vulnerability 41, 84, 90–91; economic
189; and insurance-driven recovery
process 71; insurance-related 56
Vulnerability, Risk and Resilience
Fund (VRRF) 48, 50
water 2, 55–57, 183; as basic element on
earth 55; cycling of 55; forms of 55;
grey 135; regulations of EU 91
Waterhouse, Sir Alfred 209
wellbeing: emotional 100; and insurance
101–103; and value of insurance 106
wildfires 6; California 115, 120–121;
in the CEZ 171–173; in Chornobyl
Exclusion Zone (CEZ) 167–178; prediction 96; see also bushfires
wind 2; risk 143–145, 148, 151; and wildfires 172, 175
World Bank 25–28, 37, 46, 143
World Bank Global Index Insurance
Facility (GIIF) 26
Yasi (cyclone) 161
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