230 Index
soil carbon markets 20; ‘legacy’ 212;
mistrust in 5, 72; private 64, 66–67,
72; and profitability 120; and risk
retention 42; and risk transfer 42; and
sustainable development 134; and
UK flood insurance 64
insurtech 6–7, 187, 222–223; big data
used for 221; business model 213–214;
defined 184; lightness of 212–216;
start-ups 212–216; visual brand for 220
intangible objects, and value of insurance 105–107
Investa Property Group 128
Irigaray, I 139
Larry (cyclone) 161
Latour, B 10, 14, 15
Law, J 9, 56, 57
Lemonade 202, 213, 215, 216n9
liabilities 169, 189; contingent 42–43
Life Assurance Company 204
life-cycle assessment (LCA) 132–133
Lobo-Guerrero, L 168, 184
Local 14
maladaptive 4, 219
Manulife Investment Management
Company 20
mapping, index insurance 30–31
markets: ‘allusive market’ 65; B2B 216;
-based financialisation 107–108; capital 40, 147, 168, 201, 207, 216; ‘free
market’ 64–67; global financial 1, 3,
25, 27, 29, 31, 33, 36; soil carbon 20
Martin Chuzzlewit (Pugsley) 204
material belongings, and value of insurance 103–105
Metropolitan Life 211
micro-insurance 9–10, 56
Mol, A 9, 56
moral: economies 60, 144; hazard 17, 31,
120; vision 62
Munich Re 37
National Association of Insurance
Commissioners 116
National Flood Insurance Program
(NFIP) in United States 61–64, 72,
76, 78, 112
natural disasters 26, 140, 152, 158;
flooding 60; and GDP of developing countries 44; hazards 114; and
infrastructure damage 29; see also
disaster(s)
natural environments, financialisation
of 25
negative emissions technologies
(NETs) 13
neoliberal: budgetary reforms 46;
economic theory 45; financialising
of risk 108; governmentalities 222;
reforms 1
new institutional economics (NIE) 45
non-insurability of risks 40
non-insurance: emotions and risktaking in 163–164; financial institutions 143–144
non-insured 159
Norwich Union Fire Insurance Society
206, 207, 212
Norwich Union Life Society 206
ordinary life assurance 216n3
parametric insurance 3, 18, 40–41, 46,
168, 222
Paris Climate Agreement 14
Paris Convention on Third Party
Liability in the Field of Nuclear
Energy of 1960 169
payout ratios 33–37; simulation 35; use
of probability simulations 34
personal data, in behavioural insurance
187–198
place 2; -based insurance research 9;
Kantian notions of 10; social dimensions of 9
policy: behaviour-based 189–194;
design 30; flood hazards 86–88; and
governance mechanisms 86–88
political 221–222; achievement of
prudence and flood insurance 64–66;
autonomy 42, 49; cultures 60; economy, real estate-driven 146–147, 152;
economy of climate risk management
27; effects of ex-ante risk management (EARM) 41; empowerment
4; governance 25; independence 47;
sovereignty 47; technology 14
politics of verticality 170
Poverty Reduction Strategies Papers
(PRSP) 47
power 1–2; of cultural narratives 10; of
insurance logics 4
practice: agricultural 32; state security 41
private: firms 60; flood insurance 88;
institutions 29; insurance 90; insurers
64–67, 72, 78, 153
soil carbon markets 20; ‘legacy’ 212;
mistrust in 5, 72; private 64, 66–67,
72; and profitability 120; and risk
retention 42; and risk transfer 42; and
sustainable development 134; and
UK flood insurance 64
insurtech 6–7, 187, 222–223; big data
used for 221; business model 213–214;
defined 184; lightness of 212–216;
start-ups 212–216; visual brand for 220
intangible objects, and value of insurance 105–107
Investa Property Group 128
Irigaray, I 139
Larry (cyclone) 161
Latour, B 10, 14, 15
Law, J 9, 56, 57
Lemonade 202, 213, 215, 216n9
liabilities 169, 189; contingent 42–43
Life Assurance Company 204
life-cycle assessment (LCA) 132–133
Lobo-Guerrero, L 168, 184
Local 14
maladaptive 4, 219
Manulife Investment Management
Company 20
mapping, index insurance 30–31
markets: ‘allusive market’ 65; B2B 216;
-based financialisation 107–108; capital 40, 147, 168, 201, 207, 216; ‘free
market’ 64–67; global financial 1, 3,
25, 27, 29, 31, 33, 36; soil carbon 20
Martin Chuzzlewit (Pugsley) 204
material belongings, and value of insurance 103–105
Metropolitan Life 211
micro-insurance 9–10, 56
Mol, A 9, 56
moral: economies 60, 144; hazard 17, 31,
120; vision 62
Munich Re 37
National Association of Insurance
Commissioners 116
National Flood Insurance Program
(NFIP) in United States 61–64, 72,
76, 78, 112
natural disasters 26, 140, 152, 158;
flooding 60; and GDP of developing countries 44; hazards 114; and
infrastructure damage 29; see also
disaster(s)
natural environments, financialisation
of 25
negative emissions technologies
(NETs) 13
neoliberal: budgetary reforms 46;
economic theory 45; financialising
of risk 108; governmentalities 222;
reforms 1
new institutional economics (NIE) 45
non-insurability of risks 40
non-insurance: emotions and risktaking in 163–164; financial institutions 143–144
non-insured 159
Norwich Union Fire Insurance Society
206, 207, 212
Norwich Union Life Society 206
ordinary life assurance 216n3
parametric insurance 3, 18, 40–41, 46,
168, 222
Paris Climate Agreement 14
Paris Convention on Third Party
Liability in the Field of Nuclear
Energy of 1960 169
payout ratios 33–37; simulation 35; use
of probability simulations 34
personal data, in behavioural insurance
187–198
place 2; -based insurance research 9;
Kantian notions of 10; social dimensions of 9
policy: behaviour-based 189–194;
design 30; flood hazards 86–88; and
governance mechanisms 86–88
political 221–222; achievement of
prudence and flood insurance 64–66;
autonomy 42, 49; cultures 60; economy, real estate-driven 146–147, 152;
economy of climate risk management
27; effects of ex-ante risk management (EARM) 41; empowerment
4; governance 25; independence 47;
sovereignty 47; technology 14
politics of verticality 170
Poverty Reduction Strategies Papers
(PRSP) 47
power 1–2; of cultural narratives 10; of
insurance logics 4
practice: agricultural 32; state security 41
private: firms 60; flood insurance 88;
institutions 29; insurance 90; insurers
64–67, 72, 78, 153