Index 227
insurers perception of 119; price
elastic 119; and uncertainty of
insurance policy 196–197
‘cyclone parties’ 163
cyclones 163–165; and riverine floods
86; tropical 50
Danube flood 83
data 116–121; ambivalence 192; anxiety
192; bargaining 193–195; doubt
195–197; environmental 25, 26, 35–37;
environmental risk 34; historical
33; historical hazard 35; personal,
in behavioural insurance 187–198;
processing teams 29; providers 29;
quantitative 30; self-tracking 6; simulated hazard 35; sources in, index
insurance 30; structure-specific 62
dataveillance 192
decision: policy 221; political 221; on
provisioning public goods 43; sovereign 49; statistical 221; tools 28
Deggendorf, Germany 4, 83–85, 90,
222; Danube flood 83; flood damages
89; and flood hazards 86–88; flood
impacts on demography 88; and flood
insurance case study 83–92; housing
tenure and floods 88–89; insured vs.
uninsured homeowners recovery 91;
recovery with and without insurance
89–90
disadvantage, and insurance 79–80, 91
disaster(s) 84, 86–91, 161; aid 67;
approaching and insurers 41;
associated with climate change 3;
Chornobyl 168–169, 173–176, 178;
financing 42; governance 50; natural
26, 29, 44, 60, 70, 140, 152, 158, 165;
resilience 80; risks 46, 87–88, 91, 99,
107–108, 143–144, 152; and small
island developing states (SIDS) 42;
and welfare services 42
Disaster Vulnerability Reduction
Project (DVRP) 48
discourse(s): government 4, 77–78;
hegemonic 5; hegemonic financial 5;
industry 77; normative 75; redevelopment 77; resilience 76–77, 78–79; of
sustainability 128, 134–136
Dominica 41–42, 47–49
Earth 2, 9–10, 50, 183; and global
politics 44–45; and natural limit on
insurance 40
eco-friendly buildings 128
economisation of sustainability
128–131; and fire insurers 130–131;
and property developers 128–130
The Economist 59, 207, 216n4
‘effective dose’ 178n2
elemental insurance: collective 222–224;
deconstructing dualisms of 219–224;
emotional 219–221; individual
222–224; political 221–222; rational
219–221; technical 221–222
elements 2, 9, 25, 183; see also air;
Earth; fire; wind
Emerging Guidelines for Underwriting
and Portfolio Management 26
emotional 219–221; costs of loss 104,
105–106; reflexivity 158–160, 162–163,
165, 221; value of insurance 101, 103,
105; valuing of household items 96;
wellbeing 100, 102, 107
emotions: and in insurers 160–163;
and risk-taking in non-insurance
163–164; under-insurance 157–159;
and under-insurance 156–165
environmentally friendly building 128
environmental politics of urban fire
governance 125–136
Europe 6, 173
everyday: life 1–2, 74, 84, 95, 140, 156,
165, 185, 197; practices 100, 105, 189,
220; realities and hesitation 198;
situations 196
Ewald, F 14, 15, 219
ex-ante risk management (EARM)
3–4; contextualising 43–47; defining
42–43; political effects of 41; renaturalises sovereignty 50; and VRRF 48
exclusion 162, 184
experience: of excessive earthly powers
50; of flood insurance 72, 76–77;
household 56, 78–79; individualised
emotional 220; insured party 31;
lived 100, 104, 170, 178; of natural
disasters 158–159, 165; of negotiating
insurance claims 73; new insurance
technologies 6; of resilience 71;
traumatic 105
Federal Emergency Management
Agency (FEMA) 61–62
Federal Water Act (Germany) 86
financial: cost–benefit analyses 27;
incentives 190, 193; instruments 27,
36, 40, 46; liabilities 41; planning
insurers perception of 119; price
elastic 119; and uncertainty of
insurance policy 196–197
‘cyclone parties’ 163
cyclones 163–165; and riverine floods
86; tropical 50
Danube flood 83
data 116–121; ambivalence 192; anxiety
192; bargaining 193–195; doubt
195–197; environmental 25, 26, 35–37;
environmental risk 34; historical
33; historical hazard 35; personal,
in behavioural insurance 187–198;
processing teams 29; providers 29;
quantitative 30; self-tracking 6; simulated hazard 35; sources in, index
insurance 30; structure-specific 62
dataveillance 192
decision: policy 221; political 221; on
provisioning public goods 43; sovereign 49; statistical 221; tools 28
Deggendorf, Germany 4, 83–85, 90,
222; Danube flood 83; flood damages
89; and flood hazards 86–88; flood
impacts on demography 88; and flood
insurance case study 83–92; housing
tenure and floods 88–89; insured vs.
uninsured homeowners recovery 91;
recovery with and without insurance
89–90
disadvantage, and insurance 79–80, 91
disaster(s) 84, 86–91, 161; aid 67;
approaching and insurers 41;
associated with climate change 3;
Chornobyl 168–169, 173–176, 178;
financing 42; governance 50; natural
26, 29, 44, 60, 70, 140, 152, 158, 165;
resilience 80; risks 46, 87–88, 91, 99,
107–108, 143–144, 152; and small
island developing states (SIDS) 42;
and welfare services 42
Disaster Vulnerability Reduction
Project (DVRP) 48
discourse(s): government 4, 77–78;
hegemonic 5; hegemonic financial 5;
industry 77; normative 75; redevelopment 77; resilience 76–77, 78–79; of
sustainability 128, 134–136
Dominica 41–42, 47–49
Earth 2, 9–10, 50, 183; and global
politics 44–45; and natural limit on
insurance 40
eco-friendly buildings 128
economisation of sustainability
128–131; and fire insurers 130–131;
and property developers 128–130
The Economist 59, 207, 216n4
‘effective dose’ 178n2
elemental insurance: collective 222–224;
deconstructing dualisms of 219–224;
emotional 219–221; individual
222–224; political 221–222; rational
219–221; technical 221–222
elements 2, 9, 25, 183; see also air;
Earth; fire; wind
Emerging Guidelines for Underwriting
and Portfolio Management 26
emotional 219–221; costs of loss 104,
105–106; reflexivity 158–160, 162–163,
165, 221; value of insurance 101, 103,
105; valuing of household items 96;
wellbeing 100, 102, 107
emotions: and in insurers 160–163;
and risk-taking in non-insurance
163–164; under-insurance 157–159;
and under-insurance 156–165
environmentally friendly building 128
environmental politics of urban fire
governance 125–136
Europe 6, 173
everyday: life 1–2, 74, 84, 95, 140, 156,
165, 185, 197; practices 100, 105, 189,
220; realities and hesitation 198;
situations 196
Ewald, F 14, 15, 219
ex-ante risk management (EARM)
3–4; contextualising 43–47; defining
42–43; political effects of 41; renaturalises sovereignty 50; and VRRF 48
exclusion 162, 184
experience: of excessive earthly powers
50; of flood insurance 72, 76–77;
household 56, 78–79; individualised
emotional 220; insured party 31;
lived 100, 104, 170, 178; of natural
disasters 158–159, 165; of negotiating
insurance claims 73; new insurance
technologies 6; of resilience 71;
traumatic 105
Federal Emergency Management
Agency (FEMA) 61–62
Federal Water Act (Germany) 86
financial: cost–benefit analyses 27;
incentives 190, 193; instruments 27,
36, 40, 46; liabilities 41; planning