122 KS Klein
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default/files/2019-03/p2011-ndir-fr-NDIR_final.pdf>.
Australian Competition & Consumer Commission (ACCC) 2020, Northern
Australian Insurance Inquiry,
Australia%20Insurance%20Inquiry%20-%20Final%20Report%20-%2030%20
November%202020.pdf>.
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and Housing Tenure,.
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Right: A report on home Building underinsurance, Report 54, September 2005,
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Australian Securities & Investment Commission (ASIC) 2007, Making Home
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media/1338332/home-insurance-report-Jan-2007.pdf>.
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households’, Urban Studies, vol. 55, no. 4, pp. 3135–3150.
CalFire 2021, Incidences, .
California Department of Insurance (CDI) 2010, Administrative Rulemaking File for
Cal, Code Regs, Tit.10, § 2695.183 at 1027–1030, Ass’n. of Cal. Ins. Cos. v. Jones,
235 Cal. App. 4 th 1009 (2015, (No. B248622).
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Evidence from flood insurance’, The Journal of Risk and Insurance, vol. 87, no. 2,
pp. 523–557.
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filingId=131288886>.
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Insurance_2015.pdf>.
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Insurance, CNBC,.
Institute of Actuaries of Australia (IAA) 2008, The Insurance of Flood Risks,
working%20group_The%20Insurance%20of%20Flood%20Risksl.pdf>.
Australia Government, The Treasury 2011, Natural Disaster Insurance Review.
Inquiry into flood insurance and related matters,
Australian Competition & Consumer Commission (ACCC) 2020, Northern
Australian Insurance Inquiry,
November%202020.pdf>.
Australian Institute of Health and Welfare (AIHW) 2020, Home Ownership
and Housing Tenure,
Australian Securities & Investment Commission (ASIC) 2005, Getting Home Insurance
Right: A report on home Building underinsurance, Report 54, September 2005,
Australian Securities & Investment Commission (ASIC) 2007, Making Home
Insurance Better, Report 89, January 2007,
Booth, K & Tranter, B 2018, ‘When disaster strikes: Under-insurance in Australian
households’, Urban Studies, vol. 55, no. 4, pp. 3135–3150.
CalFire 2021, Incidences,
California Department of Insurance (CDI) 2010, Administrative Rulemaking File for
Cal, Code Regs, Tit.10, § 2695.183 at 1027–1030, Ass’n. of Cal. Ins. Cos. v. Jones,
235 Cal. App. 4 th 1009 (2015, (No. B248622).
California Department of Insurance (CDI) n.d., Rate Filing Review Process,
California Department of Insurance (CDI) 2020, News Release: Advisory –
Commissioner Lara holds investigatory hearing on insurance availability and affordability following wildfires,
Carter, R.A 2012, ‘Flood risk, insurance and emergency management in Australia’,
The Australian Journal of Emergency Management, vol. 27, no. 2, pp. 20–25.
Collier, B.L & Ragin, M.A 2019, ‘The influence of sellers on contract choice:
Evidence from flood insurance’, The Journal of Risk and Insurance, vol. 87, no. 2,
pp. 523–557.
Cronkite, D 2016, ‘Force-placed insurance: The lending industry’s dirty little secret’,
Chicago-Kent Law Review, vol. 91, no. 2, pp. 687–709.
CSAA Insurance Exchange 2018 2017 North Bay Fire Claims, SERFF filing ID
WSUN-131288886,
Federal Insurance Office (FIO) 2015, Report Providing an Assessment of the Current
State of the Market For Natural Catastrophe Insurance in the United States, U.S.
Department of the Treasury,
Insurance_2015.pdf>.
Fried, C 2017, Recent Disasters are a Wake-Up Call to Check Your Homeowner
Insurance, CNBC,
Institute of Actuaries of Australia (IAA) 2008, The Insurance of Flood Risks,
